Friday, January 29, 2010

The Benefits of Health Insurance Coverage

Buddies, if you are not yet insured with any health care policy, do it right away. You never know when health emergencies strike us and before you end up spending your savings get insured and live a worry-free life. This is just a suggestion as I have seen many of my relatives and friends spending their big hard-hard money earned in years all gone in seconds. Had they been insured with some Health Coverage, they would not have faced the financial crunch they are facing today. I have realized from their woes and this is the reason that today I have a health care policy from Apollo Munich Insurance.

Health policy in India offered by the different companies do differ in premiums, insured sum, validity, benefits covered, renewals, claims, etc. One strict advice is that go for a cashless health care policy. And buddies you can buy health care policy online. Online health care facilities offered by almost all the Health Insurance providers have provided relief to many as it hardly takes time and the hassles involved in visiting the insurance executive is negated.

Why I chose Apollo Munich Insurance family health plan from amongst the three variants offered after I compared policies online is due to the many benefits it offers. It is cashless and I can avail medical services from any of its 4000 network hospitals. It is my second year and I availed discounts by a few percentage points in the renewal amount as it was claim free.

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